.wiki-nacha-format{--bg-base: #FAFAF7;--bg-surface: #FFFFFF;--bg-elevated: #F4F3EE;--bg-code: #161817;--bg-code-line: #1E2120;--fg-primary: #14171A;--fg-secondary: #4B5159;--fg-muted: #8A8F95;--fg-subtle: #C4C7CB;--fg-on-dark: #E4E4D9;--fg-on-dark-dim: #8A9090;--accent: #2B5F3F;--accent-soft: #E8F0EA;--border: #E5E5E0;--warning: #B45309;--warning-soft: #FEF3C7;--warning-strong: #DC2626;--warning-strong-soft: #FEE2E2;--success: #166534;--success-soft: #DCFCE7;--info: #1E40AF;--info-soft: #DBEAFE;--level-file: #6366F1;--level-file-soft: #EEF2FF;--level-batch: #2B5F3F;--level-batch-soft: #E8F0EA;--level-entry: #C2410C;--level-entry-soft: #FFEDD5;--level-addenda: #BE185D;--level-addenda-soft: #FCE7F3;--cat-consumer: #6366f1;--cat-consumer-soft: #eef2ff;--cat-business: #2b5f3f;--cat-business-soft: #e8f0ea;--cat-converted: #c2410c;--cat-converted-soft: #ffedd5;--cat-international: #be185d;--cat-international-soft: #fce7f3;--cat-government: #0e7490;--cat-government-soft: #cffafe;--cat-legacy: #6b7280;--cat-legacy-soft: #f3f4f6;--acc-checking: #2b5f3f;--acc-checking-soft: #e8f0ea;--acc-savings: #6366f1;--acc-savings-soft: #eef2ff;--acc-gl: #c2410c;--acc-gl-soft: #ffedd5;--acc-loan: #be185d;--acc-loan-soft: #fce7f3;--purpose-live: #166534;--purpose-prenote: #1e40af;--purpose-zero: #6b21a8;--purpose-return: #b45309}.wiki-nacha-format a{color:var(--accent)}.wiki-nacha-format .wiki-main{padding:48px 0 96px;min-width:0;max-width:760px;margin-inline:auto}.wiki-nacha-format .article-eyebrow{display:flex;align-items:center;gap:12px;margin-bottom:16px;flex-wrap:wrap}.wiki-nacha-format .article-pill{background:var(--accent-soft);color:var(--accent);padding:4px 10px;border-radius:6px;font-family:Geist Mono,monospace;font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.05em}.wiki-nacha-format .article-pill.muted{background:var(--bg-elevated);color:var(--fg-muted)}.wiki-nacha-format h1{font-size:clamp(1.875rem,.5rem + 3.5vw,2.75rem);line-height:1.12;letter-spacing:-.03em;font-weight:600;margin-bottom:16px;max-width:720px}.wiki-nacha-format .article-lead{font-size:19px;line-height:1.55;color:var(--fg-secondary);margin-bottom:24px;max-width:720px}.wiki-nacha-format .article-meta-row{display:flex;align-items:center;gap:16px;padding:12px 0;border-top:1px solid var(--border);border-bottom:1px solid var(--border);font-size:13px;color:var(--fg-muted);font-family:Geist Mono,monospace;margin-bottom:48px}.wiki-nacha-format .article-meta-row>span+span:before{content:"·";margin-right:16px;margin-left:-8px;color:var(--fg-subtle)}.wiki-nacha-format .key-concept{margin:32px 0 48px;padding:32px;background:linear-gradient(135deg,var(--bg-surface) 0%,var(--bg-elevated) 100%);border:1px solid var(--border);border-radius:16px;position:relative;overflow:hidden}.wiki-nacha-format .key-concept:before{content:"";position:absolute;top:0;left:0;width:4px;height:100%;background:var(--accent)}.wiki-nacha-format .key-concept-label{font-family:Geist Mono,monospace;font-size:11px;text-transform:uppercase;letter-spacing:.1em;color:var(--accent);font-weight:600;margin-bottom:12px}.wiki-nacha-format .key-concept-text{font-size:22px;line-height:1.4;font-weight:500;letter-spacing:-.015em;max-width:640px}.wiki-nacha-format .key-concept-text em{color:var(--accent);font-style:normal;font-weight:600}.wiki-nacha-format h2{font-size:28px;font-weight:600;letter-spacing:-.02em;margin:64px 0 24px}.wiki-nacha-format h2:first-of-type{margin-top:32px}.wiki-nacha-format h3{font-size:18px;font-weight:600;margin:32px 0 12px}.wiki-nacha-format p{font-size:16px;line-height:1.7;color:var(--fg-secondary);margin-bottom:16px;max-width:720px}.wiki-nacha-format p strong{color:var(--fg-primary);font-weight:600}.wiki-nacha-format code{background:var(--bg-elevated);padding:2px 6px;border-radius:4px;font-family:Geist Mono,monospace;font-size:.9em}.wiki-nacha-format .char-range{margin:32px 0;background:var(--bg-surface);border:1px solid var(--border);border-radius:14px;overflow-x:auto;overflow-y:hidden;-webkit-overflow-scrolling:touch}.wiki-nacha-format .char-range-header{padding:18px 24px;border-bottom:1px solid var(--border);display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px}.wiki-nacha-format .char-range-title{font-size:13px;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--fg-muted);font-family:Geist Mono,monospace}.wiki-nacha-format .char-range-legend{display:flex;gap:16px;font-family:Geist Mono,monospace;font-size:11px;flex-wrap:wrap}.wiki-nacha-format .legend-item{display:flex;align-items:center;gap:6px;color:var(--fg-secondary)}.wiki-nacha-format .legend-dot{width:10px;height:10px;border-radius:2px}.wiki-nacha-format .legend-dot.allowed{background:var(--accent)}.wiki-nacha-format .legend-dot.control{background:#fcd34d}.wiki-nacha-format .legend-dot.forbidden{background:var(--warning-strong)}.wiki-nacha-format .ascii-grid{padding:24px;display:grid;grid-template-columns:repeat(16,2rem);gap:4px;font-family:Geist Mono,monospace;font-size:11px;width:max-content;max-width:none;box-sizing:border-box}.wiki-nacha-format .ascii-cell{aspect-ratio:1;display:flex;align-items:center;justify-content:center;border-radius:4px;font-weight:500}.wiki-nacha-format .ascii-cell.allowed{background:var(--accent-soft);color:var(--accent)}.wiki-nacha-format .ascii-cell.control{background:var(--warning-soft);color:var(--warning)}.wiki-nacha-format .ascii-cell.forbidden{background:var(--warning-strong-soft);color:var(--warning-strong)}.wiki-nacha-format .ascii-section-label{grid-column:1 / -1;padding:8px 0 4px;font-size:10px;color:var(--fg-muted);text-transform:uppercase;letter-spacing:.08em}.wiki-nacha-format .byte-inspector{margin:32px 0;background:var(--bg-code);border-radius:14px;overflow:hidden}.wiki-nacha-format .byte-inspector-header{padding:14px 20px;background:var(--bg-code-line);display:flex;justify-content:space-between;align-items:center}.wiki-nacha-format .byte-inspector-title{font-family:Geist Mono,monospace;font-size:12px;font-weight:600;color:var(--fg-on-dark);text-transform:uppercase;letter-spacing:.06em}.wiki-nacha-format .byte-inspector-tag{font-family:Geist Mono,monospace;font-size:10px;padding:3px 8px;border-radius:4px;background:#dc262626;color:#fca5a5;text-transform:uppercase;letter-spacing:.05em}.wiki-nacha-format .byte-row{display:grid;grid-template-columns:60px 1fr 1fr;padding:14px 16px;font-family:Geist Mono,monospace;font-size:13px;color:var(--fg-on-dark)}.wiki-nacha-format .byte-row>div:nth-child(1){font-size:11px;color:var(--fg-on-dark-dim);text-transform:uppercase}.wiki-nacha-format .byte-row .byte{display:inline-block;margin-right:8px;opacity:.8}.wiki-nacha-format .byte-row .byte.bad{color:#fca5a5;opacity:1;font-weight:600}.wiki-nacha-format .byte-row .ch.bad{color:#fca5a5;background:#dc262626;padding:1px 3px;border-radius:2px}.wiki-nacha-format .diff-cards{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:32px 0}.wiki-nacha-format .diff-card{background:var(--bg-surface);border:1px solid var(--border);border-radius:12px;overflow:hidden}.wiki-nacha-format .diff-card.bad{border-color:#fca5a5}.wiki-nacha-format .diff-card.good{border-color:#86efac}.wiki-nacha-format .diff-card-header{padding:14px 18px;font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:.06em;font-family:Geist Mono,monospace}.wiki-nacha-format .diff-card.bad .diff-card-header{background:var(--warning-strong-soft);color:var(--warning-strong)}.wiki-nacha-format .diff-card.good .diff-card-header{background:var(--success-soft);color:var(--success)}.wiki-nacha-format .diff-card-content{padding:18px;font-family:Geist Mono,monospace;font-size:13px;line-height:1.7;word-break:break-all}.wiki-nacha-format .highlight-bad{background:var(--warning-strong-soft);color:var(--warning-strong);padding:1px 4px;border-radius:3px;font-weight:600}.wiki-nacha-format .highlight-good{background:var(--success-soft);color:var(--success);padding:1px 4px;border-radius:3px;font-weight:600}.wiki-nacha-format .hierarchy{margin:32px 0;background:var(--bg-surface);border:1px solid var(--border);border-radius:14px;overflow:hidden}.wiki-nacha-format .hierarchy-header{padding:16px 24px;background:var(--bg-elevated);border-bottom:1px solid var(--border);display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px}.wiki-nacha-format .hierarchy-title{font-family:Geist Mono,monospace;font-size:12px;font-weight:600;color:var(--fg-muted);text-transform:uppercase;letter-spacing:.06em}.wiki-nacha-format .hierarchy-stats{font-family:Geist Mono,monospace;font-size:11px;color:var(--fg-muted)}.wiki-nacha-format .hierarchy-note{padding:14px 24px;background:var(--info-soft);border-bottom:1px solid var(--border);font-size:13px;color:#1e3a8a;line-height:1.55;display:flex;gap:10px;align-items:flex-start}.wiki-nacha-format .hierarchy-body{padding:24px}.wiki-nacha-format .level-group{position:relative;padding-left:28px;margin-bottom:12px}.wiki-nacha-format .level-group:before{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;border-radius:4px;background:var(--level-color, var(--accent))}.wiki-nacha-format .level-group.file{--level-color: var(--level-file)}.wiki-nacha-format .level-group.batch{--level-color: var(--level-batch);margin-left:24px}.wiki-nacha-format .level-group.entry{--level-color: var(--level-entry);margin-left:48px}.wiki-nacha-format .level-group.addenda{--level-color: var(--level-addenda);margin-left:72px}.wiki-nacha-format .level-group-header{display:inline-flex;align-items:center;gap:10px;margin-bottom:10px;padding:4px 10px;border-radius:6px}.wiki-nacha-format .level-group.file .level-group-header{background:var(--level-file-soft);color:var(--level-file)}.wiki-nacha-format .level-group.batch .level-group-header{background:var(--level-batch-soft);color:var(--level-batch)}.wiki-nacha-format .level-group.entry .level-group-header{background:var(--level-entry-soft);color:var(--level-entry)}.wiki-nacha-format .level-group.addenda .level-group-header{background:var(--level-addenda-soft);color:var(--level-addenda)}.wiki-nacha-format .level-group-name{font-family:Geist Mono,monospace;font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.08em}.wiki-nacha-format .record-card{background:var(--bg-elevated);border:1px solid var(--border);border-radius:10px;padding:16px 18px;margin-bottom:8px;display:flex;align-items:center;justify-content:space-between;gap:16px}.wiki-nacha-format .record-card-info{flex:1;min-width:0}.wiki-nacha-format .record-card-name{font-size:14px;font-weight:600;color:var(--fg-primary);margin-bottom:2px}.wiki-nacha-format .record-card-desc{font-size:12px;color:var(--fg-secondary);line-height:1.5}.wiki-nacha-format .record-card-tags{display:flex;gap:6px;flex-wrap:wrap;justify-content:flex-end}.wiki-nacha-format .tag{font-family:Geist Mono,monospace;font-size:10px;padding:2px 6px;border-radius:4px;text-transform:uppercase;letter-spacing:.04em;background:var(--bg-surface);color:var(--fg-muted);white-space:nowrap;border:1px solid var(--border)}.wiki-nacha-format .tag.required{background:var(--accent-soft);color:var(--accent);border-color:transparent}.wiki-nacha-format .tag.repeat{background:var(--info-soft);color:var(--info);border-color:transparent}.wiki-nacha-format .tag.type-code{font-weight:600;background:var(--fg-primary);color:var(--bg-base);border-color:transparent}.wiki-nacha-format .record-anatomy{margin:32px 0 16px;background:var(--bg-code);border-radius:14px;overflow:hidden}.wiki-nacha-format .record-anatomy-header{padding:14px 20px;background:var(--bg-code-line)}.wiki-nacha-format .record-anatomy-title{font-family:Geist Mono,monospace;font-size:12px;font-weight:600;color:var(--fg-on-dark);text-transform:uppercase;letter-spacing:.06em}.wiki-nacha-format .record-anatomy-strip{padding:24px 20px;overflow-x:auto}.wiki-nacha-format .position-strip{display:grid;grid-template-columns:repeat(94,14px);gap:1px;margin-bottom:8px;min-width:max-content}.wiki-nacha-format .position-cell{height:28px;display:flex;align-items:center;justify-content:center;font-family:Geist Mono,monospace;font-size:10px;font-weight:600;color:#fff;border-radius:2px}.wiki-nacha-format .field-1{background:#5b7cb7}.field-2{background:#6b8e5c}.field-3{background:#8e6bb7}.field-4{background:#b78e5c}.wiki-nacha-format .field-5{background:#5cb7b7}.field-6{background:#b75c8e}.field-7{background:#5b7cb7;opacity:.65}.field-8{background:#6b8e5c;opacity:.65}.wiki-nacha-format .field-9{background:#8e6bb7;opacity:.65}.field-10{background:#b78e5c;opacity:.65}.field-11{background:#5cb7b7;opacity:.65}.field-12{background:#b75c8e;opacity:.65}.wiki-nacha-format .position-numbers{display:grid;grid-template-columns:repeat(94,14px);gap:1px;font-family:Geist Mono,monospace;font-size:9px;color:var(--fg-on-dark-dim);margin-top:4px;min-width:max-content}.wiki-nacha-format .position-numbers span{text-align:center;height:14px;display:flex;align-items:center;justify-content:center}.wiki-nacha-format .position-numbers span.marker{color:var(--fg-on-dark);font-weight:600}.wiki-nacha-format .record-section{padding-top:32px;border-top:1px solid var(--border);margin-top:48px}.wiki-nacha-format .record-section:first-of-type{padding-top:0;border-top:none;margin-top:32px}.wiki-nacha-format .record-section-eyebrow{display:inline-flex;align-items:center;gap:8px;padding:4px 10px;border-radius:6px;font-family:Geist Mono,monospace;font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.08em;margin-bottom:12px}.wiki-nacha-format .record-section-eyebrow.file{background:var(--level-file-soft);color:var(--level-file)}.wiki-nacha-format .record-section-eyebrow.batch{background:var(--level-batch-soft);color:var(--level-batch)}.wiki-nacha-format .record-section-eyebrow.entry{background:var(--level-entry-soft);color:var(--level-entry)}.wiki-nacha-format .record-section-eyebrow.addenda{background:var(--level-addenda-soft);color:var(--level-addenda)}.wiki-nacha-format .record-h3{font-size:24px;font-weight:600;letter-spacing:-.015em;margin:0 0 8px;display:flex;align-items:baseline;gap:12px;flex-wrap:wrap}.wiki-nacha-format .record-h3-type{font-family:Geist Mono,monospace;font-size:14px;font-weight:500;color:var(--fg-muted);background:var(--bg-elevated);padding:3px 8px;border-radius:5px}.wiki-nacha-format .record-section-desc{font-size:15px;color:var(--fg-secondary);line-height:1.6;margin-bottom:24px;max-width:720px}.wiki-nacha-format .field-list{margin-top:8px;background:var(--bg-surface);border:1px solid var(--border);border-radius:12px;overflow:hidden}.wiki-nacha-format .field-list-row{display:grid;grid-template-columns:12px 60px 1fr 90px 80px;gap:16px;padding:14px 18px;border-bottom:1px solid var(--border);align-items:center}.wiki-nacha-format .field-list-row:last-child{border-bottom:none}.wiki-nacha-format .field-list-color{width:12px;height:12px;border-radius:3px}.wiki-nacha-format .field-list-pos{font-family:Geist Mono,monospace;font-size:12px;color:var(--fg-muted);font-weight:500}.wiki-nacha-format .field-list-name{font-size:14px;font-weight:500;color:var(--fg-primary);margin-bottom:2px}.wiki-nacha-format .field-list-desc{font-size:12px;color:var(--fg-secondary);line-height:1.5}.wiki-nacha-format .field-list-len{font-family:Geist Mono,monospace;font-size:11px;color:var(--fg-muted);text-align:right}.wiki-nacha-format .field-list-type{font-family:Geist Mono,monospace;font-size:10px;text-transform:uppercase;letter-spacing:.04em;padding:2px 6px;border-radius:4px;text-align:center}.wiki-nacha-format .field-list-type.numeric{background:#dbeafe;color:#1e40af}.wiki-nacha-format .field-list-type.alphanum{background:var(--accent-soft);color:var(--accent)}.wiki-nacha-format .field-list-type.alpha{background:#fce7f3;color:#be185d}.wiki-nacha-format .field-list-type.fixed{background:#fef3c7;color:#92400e}.wiki-nacha-format .field-list-type.blank{background:var(--bg-elevated);color:var(--fg-muted)}.wiki-nacha-format .callout{margin:24px 0;padding:16px 20px;border-radius:10px;font-size:14px;line-height:1.6;display:flex;gap:12px;align-items:flex-start;max-width:720px}.wiki-nacha-format .callout-warning{background:var(--warning-soft);color:#7c3d0a;border:1px solid #FCD34D}.wiki-nacha-format .callout-info{background:var(--info-soft);color:#1e3a8a;border:1px solid #93C5FD}.wiki-nacha-format .callout-icon{flex-shrink:0;margin-top:2px}.wiki-nacha-format .tool-cta{margin:40px 0;padding:24px 28px;background:linear-gradient(135deg,var(--accent-soft) 0%,#DCEAE0 100%);border:1px solid #C5DDCD;border-radius:12px;display:flex;align-items:center;justify-content:space-between;gap:24px;max-width:720px}.wiki-nacha-format .tool-cta-title{font-size:15px;font-weight:600;color:var(--accent);margin-bottom:4px}.wiki-nacha-format .tool-cta-desc{font-size:14px;color:#2e5840;line-height:1.5}.wiki-nacha-format .tool-cta a{background:var(--accent);color:#fff;text-decoration:none;padding:10px 18px;border-radius:8px;font-size:14px;font-weight:500;flex-shrink:0}@media(max-width:1100px){.wiki-shell{grid-template-columns:240px 1fr}.toc{display:none}}@media(max-width:900px){.diff-cards{grid-template-columns:1fr}.ascii-grid{grid-template-columns:repeat(8,1fr)}h1{font-size:32px}.level-group.batch{margin-left:12px}.level-group.entry{margin-left:24px}.level-group.addenda{margin-left:36px}.field-list-row{grid-template-columns:12px 50px 1fr;gap:8px;padding:10px 12px}.field-list-len,.field-list-type{display:none}}.wiki-nacha-format .record-card--jump{text-decoration:none;color:inherit;cursor:pointer;transition:border-color .15s ease,box-shadow .15s ease}.wiki-nacha-format .record-card--jump:hover{border-color:var(--accent, #2b5f3f);box-shadow:0 2px 8px #2b5f3f1f}.wiki-nacha-format .level-group-jump{text-decoration:none;color:inherit;display:inline-flex;align-items:center;gap:10px;border-radius:6px}.wiki-nacha-format .level-group-jump:hover .level-group-name{text-decoration:underline;text-underline-offset:3px}.wiki-nacha-format .inline-muted{color:var(--fg-muted)}.wiki-nacha-format.wiki-nacha-sec a{color:var(--accent)}.wiki-nacha-format.wiki-nacha-sec .wiki-main{padding:48px 0 96px;min-width:0}.wiki-nacha-format.wiki-nacha-sec .breadcrumb{display:flex;align-items:center;gap:6px;font-size:12px;color:var(--fg-muted);margin-bottom:32px;font-family:Geist Mono,monospace;flex-wrap:wrap}.wiki-nacha-format.wiki-nacha-sec .breadcrumb a{color:var(--fg-muted);text-decoration:none}.wiki-nacha-format.wiki-nacha-sec .breadcrumb-sep{opacity:.4}.wiki-nacha-format.wiki-nacha-sec .article-eyebrow{display:flex;align-items:center;gap:12px;margin-bottom:16px;flex-wrap:wrap}.wiki-nacha-format.wiki-nacha-sec .article-pill{background:var(--accent-soft);color:var(--accent);padding:4px 10px;border-radius:6px;font-family:Geist Mono,monospace;font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.05em}.wiki-nacha-format.wiki-nacha-sec .article-pill.muted{background:var(--bg-elevated);color:var(--fg-muted)}.wiki-nacha-format.wiki-nacha-sec h1{font-size:clamp(1.875rem,.5rem + 3.5vw,2.75rem);line-height:1.12;letter-spacing:-.03em;font-weight:600;margin-bottom:16px;max-width:720px}.wiki-nacha-format.wiki-nacha-sec .article-lead{font-size:19px;line-height:1.55;color:var(--fg-secondary);margin-bottom:24px;max-width:720px}.wiki-nacha-format.wiki-nacha-sec .article-meta-row{display:flex;align-items:center;gap:16px;padding:12px 0;border-top:1px solid var(--border);border-bottom:1px solid var(--border);font-size:13px;color:var(--fg-muted);font-family:Geist Mono,monospace;margin-bottom:48px}.wiki-nacha-format.wiki-nacha-sec .article-meta-row>span+span:before{content:"·";margin-right:16px;margin-left:-8px;color:var(--fg-subtle)}.wiki-nacha-format.wiki-nacha-sec .key-concept{margin:32px 0 48px;padding:32px;background:linear-gradient(135deg,var(--bg-surface) 0%,var(--bg-elevated) 100%);border:1px solid var(--border);border-radius:16px;position:relative;overflow:hidden}.wiki-nacha-format.wiki-nacha-sec .key-concept:before{content:"";position:absolute;top:0;left:0;width:4px;height:100%;background:var(--accent)}.wiki-nacha-format.wiki-nacha-sec .key-concept-label{font-family:Geist Mono,monospace;font-size:11px;text-transform:uppercase;letter-spacing:.1em;color:var(--accent);font-weight:600;margin-bottom:12px}.wiki-nacha-format.wiki-nacha-sec .key-concept-text{font-size:22px;line-height:1.4;font-weight:500;letter-spacing:-.015em;max-width:700px}.wiki-nacha-format.wiki-nacha-sec .key-concept-text em{color:var(--accent);font-style:normal;font-weight:600}.wiki-nacha-format.wiki-nacha-sec h2{font-size:28px;font-weight:600;letter-spacing:-.02em;margin:64px 0 16px}.wiki-nacha-format.wiki-nacha-sec h2:first-of-type{margin-top:32px}.wiki-nacha-format.wiki-nacha-sec h2 .h2-eyebrow{display:block;font-family:Geist Mono,monospace;font-size:11px;font-weight:600;color:var(--fg-muted);text-transform:uppercase;letter-spacing:.08em;margin-bottom:8px}.wiki-nacha-format.wiki-nacha-sec h3{font-size:18px;font-weight:600;margin:32px 0 12px}.wiki-nacha-format.wiki-nacha-sec p{font-size:16px;line-height:1.7;color:var(--fg-secondary);margin-bottom:16px;max-width:720px}.wiki-nacha-format.wiki-nacha-sec p strong{color:var(--fg-primary);font-weight:600}.wiki-nacha-format.wiki-nacha-sec ul,.wiki-nacha-format.wiki-nacha-sec ol{margin:12px 0 16px 22px;color:var(--fg-secondary);max-width:720px}.wiki-nacha-format.wiki-nacha-sec li{margin-bottom:6px;line-height:1.6}.wiki-nacha-format.wiki-nacha-sec code{background:var(--bg-elevated);padding:2px 6px;border-radius:4px;font-family:Geist Mono,monospace;font-size:.9em}.wiki-nacha-format.wiki-nacha-sec .tag-mandate,.wiki-nacha-format.wiki-nacha-sec .tag-practice{display:inline-block;font-family:Geist Mono,monospace;font-size:10px;font-weight:600;text-transform:uppercase;letter-spacing:.06em;padding:1px 6px;border-radius:4px;vertical-align:1px;margin-right:4px;white-space:nowrap}.wiki-nacha-format.wiki-nacha-sec .tag-mandate{background:#fee2e2;color:#991b1b;border:1px solid #FCA5A5}.wiki-nacha-format.wiki-nacha-sec .tag-practice{background:#e0e7ff;color:#3730a3;border:1px solid #A5B4FC}.wiki-nacha-format.wiki-nacha-sec .sec-pill{display:inline-block;padding:5px 12px;border-radius:6px;font-family:Geist Mono,monospace;font-size:13px;font-weight:600;color:#fff;letter-spacing:.04em}.wiki-nacha-format.wiki-nacha-sec .sec-pill.consumer{background:var(--cat-consumer)}.wiki-nacha-format.wiki-nacha-sec .sec-pill.business{background:var(--cat-business)}.wiki-nacha-format.wiki-nacha-sec .sec-pill.converted{background:var(--cat-converted)}.wiki-nacha-format.wiki-nacha-sec .sec-pill.international{background:var(--cat-international)}.wiki-nacha-format.wiki-nacha-sec .sec-pill.government{background:var(--cat-government)}.wiki-nacha-format.wiki-nacha-sec .sec-pill.legacy{background:var(--cat-legacy)}.wiki-nacha-format.wiki-nacha-sec .landscape{margin:24px 0 16px;background:var(--bg-surface);border:1px solid var(--border);border-radius:14px;overflow:hidden}.wiki-nacha-format.wiki-nacha-sec .landscape-header{padding:14px 24px;background:var(--bg-elevated);border-bottom:1px solid var(--border);display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px}.wiki-nacha-format.wiki-nacha-sec .landscape-title{font-family:Geist Mono,monospace;font-size:12px;font-weight:600;color:var(--fg-muted);text-transform:uppercase;letter-spacing:.06em}.wiki-nacha-format.wiki-nacha-sec .landscape-stats{font-family:Geist Mono,monospace;font-size:11px;color:var(--fg-muted)}.wiki-nacha-format.wiki-nacha-sec .landscape-cat{border-bottom:1px solid var(--border)}.wiki-nacha-format.wiki-nacha-sec .landscape-cat:last-child{border-bottom:none}.wiki-nacha-format.wiki-nacha-sec .landscape-cat-header{padding:10px 24px;font-family:Geist Mono,monospace;font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--fg-muted);background:linear-gradient(to right,var(--bg-elevated),transparent);display:flex;align-items:center;gap:12px}.wiki-nacha-format.wiki-nacha-sec .landscape-cat-dot{width:8px;height:8px;border-radius:2px}.wiki-nacha-format.wiki-nacha-sec .landscape-cat-dot.consumer{background:var(--cat-consumer)}.wiki-nacha-format.wiki-nacha-sec .landscape-cat-dot.business{background:var(--cat-business)}.wiki-nacha-format.wiki-nacha-sec .landscape-cat-dot.converted{background:var(--cat-converted)}.wiki-nacha-format.wiki-nacha-sec .landscape-cat-dot.international{background:var(--cat-international)}.wiki-nacha-format.wiki-nacha-sec .landscape-cat-dot.government{background:var(--cat-government)}.wiki-nacha-format.wiki-nacha-sec .landscape-cat-dot.legacy{background:var(--cat-legacy)}.wiki-nacha-format.wiki-nacha-sec .landscape-cat-count{margin-left:auto;color:var(--fg-subtle);font-weight:500}.wiki-nacha-format.wiki-nacha-sec .landscape-row{display:grid;grid-template-columns:76px 1fr 200px 36px;gap:16px;padding:12px 24px;align-items:center;border-top:1px solid var(--border);transition:background .1s;text-decoration:none;color:inherit}.wiki-nacha-format.wiki-nacha-sec .landscape-row:first-child{border-top:1px solid var(--border)}.wiki-nacha-format.wiki-nacha-sec .landscape-row:hover{background:var(--bg-elevated)}.wiki-nacha-format.wiki-nacha-sec .landscape-row-name{font-size:14px;color:var(--fg-primary);font-weight:500;line-height:1.4}.wiki-nacha-format.wiki-nacha-sec .landscape-row-name small{display:block;font-weight:400;color:var(--fg-muted);font-size:12px;margin-top:2px}.wiki-nacha-format.wiki-nacha-sec .landscape-row-tag{font-size:12px;color:var(--fg-muted);text-align:right;line-height:1.4}.wiki-nacha-format.wiki-nacha-sec .landscape-row-jump{text-align:right;color:var(--fg-subtle);font-size:16px;font-family:Geist Mono,monospace}.wiki-nacha-format.wiki-nacha-sec .landscape-row:hover .landscape-row-jump{color:var(--accent)}.wiki-nacha-format.wiki-nacha-sec .landscape-row.muted .landscape-row-name{color:var(--fg-secondary)}.wiki-nacha-format.wiki-nacha-sec .sec-section{margin:48px 0;padding:0}.wiki-nacha-format.wiki-nacha-sec .sec-section-anchor{height:0;margin-top:24px;scroll-margin-top:90px}.wiki-nacha-format.wiki-nacha-sec .sec-section-header{display:flex;align-items:center;gap:16px;margin-bottom:16px;flex-wrap:wrap}.wiki-nacha-format.wiki-nacha-sec .sec-section-pill{display:inline-block;padding:8px 16px;border-radius:8px;font-family:Geist Mono,monospace;font-size:16px;font-weight:600;color:#fff;letter-spacing:.04em}.wiki-nacha-format.wiki-nacha-sec .sec-section-pill.consumer{background:var(--cat-consumer)}.wiki-nacha-format.wiki-nacha-sec .sec-section-pill.business{background:var(--cat-business)}.wiki-nacha-format.wiki-nacha-sec .sec-section-pill.converted{background:var(--cat-converted)}.wiki-nacha-format.wiki-nacha-sec .sec-section-pill.international{background:var(--cat-international)}.wiki-nacha-format.wiki-nacha-sec .sec-section-name{font-size:22px;font-weight:600;letter-spacing:-.015em}.wiki-nacha-format.wiki-nacha-sec .sec-section-tag{margin-left:auto;font-family:Geist Mono,monospace;font-size:11px;color:var(--fg-muted);text-transform:uppercase;letter-spacing:.06em;padding:4px 10px;border:1px solid var(--border);border-radius:6px}.wiki-nacha-format.wiki-nacha-sec .sec-section-lead{font-size:16px;color:var(--fg-secondary);margin-bottom:20px;max-width:720px}.wiki-nacha-format.wiki-nacha-sec .info-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:20px 0}.wiki-nacha-format.wiki-nacha-sec .info-card{background:var(--bg-surface);border:1px solid var(--border);border-radius:12px;padding:18px 20px}.wiki-nacha-format.wiki-nacha-sec .info-card-label{font-family:Geist Mono,monospace;font-size:10px;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--fg-muted);margin-bottom:10px}.wiki-nacha-format.wiki-nacha-sec .info-card-list{margin:0;padding-left:18px}.wiki-nacha-format.wiki-nacha-sec .info-card-list li{font-size:13px;color:var(--fg-secondary);margin-bottom:5px;line-height:1.5}.wiki-nacha-format.wiki-nacha-sec .info-card-list li strong{color:var(--fg-primary)}.wiki-nacha-format.wiki-nacha-sec .format-block{margin:16px 0;background:var(--bg-surface);border:1px solid var(--border);border-radius:12px;padding:18px 20px}.wiki-nacha-format.wiki-nacha-sec .format-block p{font-size:14px;margin-bottom:8px;max-width:none}.wiki-nacha-format.wiki-nacha-sec .format-block p:last-child{margin-bottom:0}.wiki-nacha-format.wiki-nacha-sec .format-callout{margin:16px 0;padding:14px 18px;background:var(--warning-soft);border:1px solid #FCD34D;border-radius:10px;font-size:13px;line-height:1.55;color:#7c3d0a;max-width:720px}.wiki-nacha-format.wiki-nacha-sec .format-callout strong{color:#7c3d0a;font-weight:600}.wiki-nacha-format.wiki-nacha-sec .file-example{margin:16px 0;background:var(--bg-code);border-radius:12px;overflow:hidden;max-width:720px}.wiki-nacha-format.wiki-nacha-sec .file-example-header{padding:12px 18px;background:var(--bg-code-line);display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid #2A2D2C;flex-wrap:wrap;gap:8px}.wiki-nacha-format.wiki-nacha-sec .file-example-title{color:var(--fg-on-dark);font-size:12px;font-weight:500;font-family:Geist Mono,monospace}.wiki-nacha-format.wiki-nacha-sec .file-example-tag{color:var(--fg-on-dark-dim);font-size:11px;font-family:Geist Mono,monospace}.wiki-nacha-format.wiki-nacha-sec .file-example-body{font-family:Geist Mono,monospace;font-size:11px;line-height:1.7;color:var(--fg-on-dark);padding:16px 18px;overflow-x:auto;white-space:pre}.wiki-nacha-format.wiki-nacha-sec .row-label{display:inline-block;width:110px;color:var(--fg-on-dark-dim);user-select:none}.wiki-nacha-format.wiki-nacha-sec .sec-highlight{background:var(--cat-consumer);color:#fff;padding:1px 4px;border-radius:3px;font-weight:600}.wiki-nacha-format.wiki-nacha-sec .sec-highlight.business{background:var(--cat-business)}.wiki-nacha-format.wiki-nacha-sec .sec-highlight.consumer{background:var(--cat-consumer)}.wiki-nacha-format.wiki-nacha-sec .sec-highlight.converted{background:var(--cat-converted)}.wiki-nacha-format.wiki-nacha-sec .sec-highlight.international{background:var(--cat-international)}.wiki-nacha-format.wiki-nacha-sec .compare-pair{margin:24px 0;background:var(--bg-surface);border:1px solid var(--border);border-radius:14px;overflow:hidden}.wiki-nacha-format.wiki-nacha-sec .compare-pair-header{padding:18px 24px;background:var(--bg-elevated);border-bottom:1px solid var(--border);display:flex;align-items:center;gap:12px;flex-wrap:wrap}.wiki-nacha-format.wiki-nacha-sec .compare-pair-vs{font-family:Geist Mono,monospace;font-size:12px;font-weight:600;color:var(--fg-muted);letter-spacing:.06em;margin:0 4px}.wiki-nacha-format.wiki-nacha-sec .compare-pair-context{margin-left:auto;font-size:12px;color:var(--fg-muted);font-family:Geist Mono,monospace;text-transform:uppercase;letter-spacing:.05em}.wiki-nacha-format.wiki-nacha-sec .compare-tldr{padding:14px 24px;font-size:14px;line-height:1.6;color:var(--fg-primary);background:linear-gradient(to right,var(--accent-soft),transparent 70%);border-bottom:1px solid var(--border)}.wiki-nacha-format.wiki-nacha-sec .compare-tldr strong{color:var(--accent);font-weight:600}.wiki-nacha-format.wiki-nacha-sec .compare-table{width:100%;border-collapse:collapse;font-size:13px}.wiki-nacha-format.wiki-nacha-sec .compare-table th{text-align:left;padding:10px 24px;font-family:Geist Mono,monospace;font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--fg-muted);background:var(--bg-elevated);border-bottom:1px solid var(--border);width:25%}.wiki-nacha-format.wiki-nacha-sec .compare-table th.dimension{width:30%}.wiki-nacha-format.wiki-nacha-sec .compare-table td{padding:11px 24px;border-bottom:1px solid var(--border);color:var(--fg-secondary);line-height:1.5;vertical-align:top}.wiki-nacha-format.wiki-nacha-sec .compare-table td:first-child{color:var(--fg-primary);font-weight:500}.wiki-nacha-format.wiki-nacha-sec .compare-table tr:last-child td{border-bottom:none}.wiki-nacha-format.wiki-nacha-sec .compare-table tr.diff-row td:not(:first-child){background:#fffbeb}.wiki-nacha-format.wiki-nacha-sec .scenario-block{margin:16px 0;background:var(--bg-surface);border:1px solid var(--border);border-radius:12px;padding:18px 22px;max-width:720px}.wiki-nacha-format.wiki-nacha-sec .scenario-block-q{font-size:15px;font-weight:500;color:var(--fg-primary);margin-bottom:8px}.wiki-nacha-format.wiki-nacha-sec .scenario-block-q:before{content:"SCENARIO";display:inline-block;font-family:Geist Mono,monospace;font-size:10px;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--fg-muted);background:var(--bg-elevated);padding:2px 7px;border-radius:4px;margin-right:10px;vertical-align:2px}.wiki-nacha-format.wiki-nacha-sec .scenario-block-a{font-size:13px;color:var(--fg-secondary);line-height:1.6}.wiki-nacha-format.wiki-nacha-sec .scenario-block-a strong{color:var(--fg-primary)}.wiki-nacha-format.wiki-nacha-sec .scenario-block-pill{display:inline-flex;align-items:center;gap:6px;margin-top:10px;padding:5px 10px;background:var(--accent-soft);color:var(--accent);font-family:Geist Mono,monospace;font-size:12px;font-weight:600;border-radius:6px}.wiki-nacha-format.wiki-nacha-sec .scenario-block-pill:before{content:"→";opacity:.6}.wiki-nacha-format.wiki-nacha-sec .only-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:20px 0}.wiki-nacha-format.wiki-nacha-sec .only-card{background:var(--bg-surface);border:1px solid var(--border);border-radius:12px;padding:18px 20px}.wiki-nacha-format.wiki-nacha-sec .only-card-header{display:flex;align-items:center;gap:10px;margin-bottom:10px}.wiki-nacha-format.wiki-nacha-sec .only-card-code{font-family:Geist Mono,monospace;font-size:13px;font-weight:600;padding:4px 10px;border-radius:6px;color:#fff}.wiki-nacha-format.wiki-nacha-sec .only-card-title{font-size:14px;font-weight:600;color:var(--fg-primary)}.wiki-nacha-format.wiki-nacha-sec .only-card-desc{font-size:13px;color:var(--fg-secondary);line-height:1.55}.wiki-nacha-format.wiki-nacha-sec .only-card-desc strong{color:var(--fg-primary)}.wiki-nacha-format.wiki-nacha-sec .callout{margin:24px 0;padding:16px 20px;border-radius:10px;font-size:14px;line-height:1.6;display:flex;gap:12px;align-items:flex-start;max-width:720px}.wiki-nacha-format.wiki-nacha-sec .callout-warning{background:var(--warning-soft);color:#7c3d0a;border:1px solid #FCD34D}.wiki-nacha-format.wiki-nacha-sec .callout-info{background:var(--info-soft);color:#1e3a8a;border:1px solid #93C5FD}.wiki-nacha-format.wiki-nacha-sec .callout-icon{flex-shrink:0;margin-top:2px}.wiki-nacha-format.wiki-nacha-sec .tool-cta{margin:40px 0;padding:24px 28px;background:linear-gradient(135deg,var(--accent-soft) 0%,#DCEAE0 100%);border:1px solid #C5DDCD;border-radius:12px;display:flex;align-items:center;justify-content:space-between;gap:24px;max-width:720px}.wiki-nacha-format.wiki-nacha-sec .tool-cta-title{font-size:15px;font-weight:600;color:var(--accent);margin-bottom:4px}.wiki-nacha-format.wiki-nacha-sec .tool-cta-desc{font-size:14px;color:#2e5840;line-height:1.5}.wiki-nacha-format.wiki-nacha-sec .tool-cta a{background:var(--accent);color:#fff;text-decoration:none;padding:10px 18px;border-radius:8px;font-size:14px;font-weight:500;flex-shrink:0}@media(max-width:900px){.wiki-nacha-format.wiki-nacha-sec .info-grid,.wiki-nacha-format.wiki-nacha-sec .only-grid{grid-template-columns:1fr}.wiki-nacha-format.wiki-nacha-sec .landscape-row{grid-template-columns:60px 1fr 28px}.wiki-nacha-format.wiki-nacha-sec .landscape-row-tag{display:none}.wiki-nacha-format.wiki-nacha-sec .key-concept-text{font-size:18px}.wiki-nacha-format.wiki-nacha-sec .compare-table th,.wiki-nacha-format.wiki-nacha-sec .compare-table td{padding:10px 14px}}.wiki-nacha-format.wiki-nacha-tx a{color:var(--accent)}.wiki-nacha-format.wiki-nacha-tx .wiki-main{padding:48px 0 96px;min-width:0}.wiki-nacha-format.wiki-nacha-tx .breadcrumb{display:flex;align-items:center;gap:6px;font-size:12px;color:var(--fg-muted);margin-bottom:32px;font-family:Geist Mono,monospace;flex-wrap:wrap}.wiki-nacha-format.wiki-nacha-tx .breadcrumb a{color:var(--fg-muted);text-decoration:none}.wiki-nacha-format.wiki-nacha-tx .breadcrumb-sep{opacity:.4}.wiki-nacha-format.wiki-nacha-tx .article-eyebrow{display:flex;align-items:center;gap:12px;margin-bottom:16px;flex-wrap:wrap}.wiki-nacha-format.wiki-nacha-tx .article-pill{background:var(--accent-soft);color:var(--accent);padding:4px 10px;border-radius:6px;font-family:Geist Mono,monospace;font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.05em}.wiki-nacha-format.wiki-nacha-tx .article-pill.muted{background:var(--bg-elevated);color:var(--fg-muted)}.wiki-nacha-format.wiki-nacha-tx h1{font-size:clamp(1.875rem,.5rem + 3.5vw,2.75rem);line-height:1.12;letter-spacing:-.03em;font-weight:600;margin-bottom:16px;max-width:720px}.wiki-nacha-format.wiki-nacha-tx .article-lead{font-size:19px;line-height:1.55;color:var(--fg-secondary);margin-bottom:24px;max-width:720px}.wiki-nacha-format.wiki-nacha-tx .article-meta-row{display:flex;align-items:center;gap:16px;padding:12px 0;border-top:1px solid var(--border);border-bottom:1px solid var(--border);font-size:13px;color:var(--fg-muted);font-family:Geist Mono,monospace;margin-bottom:48px}.wiki-nacha-format.wiki-nacha-tx .article-meta-row>span+span:before{content:"·";margin-right:16px;margin-left:-8px;color:var(--fg-subtle)}.wiki-nacha-format.wiki-nacha-tx .key-concept{margin:32px 0 48px;padding:32px;background:linear-gradient(135deg,var(--bg-surface) 0%,var(--bg-elevated) 100%);border:1px solid var(--border);border-radius:16px;position:relative;overflow:hidden}.wiki-nacha-format.wiki-nacha-tx .key-concept:before{content:"";position:absolute;top:0;left:0;width:4px;height:100%;background:var(--accent)}.wiki-nacha-format.wiki-nacha-tx .key-concept-label{font-family:Geist Mono,monospace;font-size:11px;text-transform:uppercase;letter-spacing:.1em;color:var(--accent);font-weight:600;margin-bottom:12px}.wiki-nacha-format.wiki-nacha-tx .key-concept-text{font-size:22px;line-height:1.4;font-weight:500;letter-spacing:-.015em;max-width:700px}.wiki-nacha-format.wiki-nacha-tx .key-concept-text em{color:var(--accent);font-style:normal;font-weight:600}.wiki-nacha-format.wiki-nacha-tx h2{font-size:28px;font-weight:600;letter-spacing:-.02em;margin:64px 0 16px}.wiki-nacha-format.wiki-nacha-tx h2:first-of-type{margin-top:32px}.wiki-nacha-format.wiki-nacha-tx h2 .h2-eyebrow{display:block;font-family:Geist Mono,monospace;font-size:11px;font-weight:600;color:var(--fg-muted);text-transform:uppercase;letter-spacing:.08em;margin-bottom:8px}.wiki-nacha-format.wiki-nacha-tx h3{font-size:18px;font-weight:600;margin:32px 0 12px}.wiki-nacha-format.wiki-nacha-tx p{font-size:16px;line-height:1.7;color:var(--fg-secondary);margin-bottom:16px;max-width:720px}.wiki-nacha-format.wiki-nacha-tx p strong{color:var(--fg-primary);font-weight:600}.wiki-nacha-format.wiki-nacha-tx ul,.wiki-nacha-format.wiki-nacha-tx ol{margin:12px 0 16px 22px;color:var(--fg-secondary);max-width:720px}.wiki-nacha-format.wiki-nacha-tx li{margin-bottom:6px;line-height:1.6}.wiki-nacha-format.wiki-nacha-tx code{background:var(--bg-elevated);padding:2px 6px;border-radius:4px;font-family:Geist Mono,monospace;font-size:.9em}.wiki-nacha-format.wiki-nacha-tx .tag-mandate,.wiki-nacha-format.wiki-nacha-tx .tag-practice{display:inline-block;font-family:Geist Mono,monospace;font-size:10px;font-weight:600;text-transform:uppercase;letter-spacing:.06em;padding:1px 6px;border-radius:4px;vertical-align:1px;margin-right:4px;white-space:nowrap}.wiki-nacha-format.wiki-nacha-tx .tag-mandate{background:#fee2e2;color:#991b1b;border:1px solid #FCA5A5}.wiki-nacha-format.wiki-nacha-tx .tag-practice{background:#e0e7ff;color:#3730a3;border:1px solid #A5B4FC}.wiki-nacha-format.wiki-nacha-tx .tx-pill{display:inline-flex;align-items:center;justify-content:center;min-width:36px;padding:3px 8px;border-radius:6px;font-family:Geist Mono,monospace;font-size:13px;font-weight:700;color:#fff;letter-spacing:.04em}.wiki-nacha-format.wiki-nacha-tx .tx-pill.checking{background:var(--acc-checking)}.wiki-nacha-format.wiki-nacha-tx .tx-pill.savings{background:var(--acc-savings)}.wiki-nacha-format.wiki-nacha-tx .tx-pill.gl{background:var(--acc-gl)}.wiki-nacha-format.wiki-nacha-tx .tx-pill.loan{background:var(--acc-loan)}.wiki-nacha-format.wiki-nacha-tx .matrix{margin:24px 0 16px;background:var(--bg-surface);border:1px solid var(--border);border-radius:14px;overflow:hidden}.wiki-nacha-format.wiki-nacha-tx .matrix.matrix-specialized{margin-top:24px;background:#fafaf7;border-style:dashed}.wiki-nacha-format.wiki-nacha-tx .matrix-header{padding:14px 24px;background:var(--bg-elevated);border-bottom:1px solid var(--border);display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px}.wiki-nacha-format.wiki-nacha-tx .matrix-specialized .matrix-header{background:#efefea}.wiki-nacha-format.wiki-nacha-tx .matrix-title{font-family:Geist Mono,monospace;font-size:12px;font-weight:600;color:var(--fg-muted);text-transform:uppercase;letter-spacing:.06em}.wiki-nacha-format.wiki-nacha-tx .matrix-stats{font-family:Geist Mono,monospace;font-size:11px;color:var(--fg-muted)}.wiki-nacha-format.wiki-nacha-tx .matrix-table{width:100%;border-collapse:collapse;font-size:13px}.wiki-nacha-format.wiki-nacha-tx .matrix-table thead th{padding:14px;background:var(--bg-elevated);border-bottom:1px solid var(--border);font-family:Geist Mono,monospace;font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--fg-muted);text-align:center;vertical-align:middle}.wiki-nacha-format.wiki-nacha-tx .matrix-table thead th.row-label-col{text-align:left;padding-left:24px;min-width:280px;width:50%}.wiki-nacha-format.wiki-nacha-tx .matrix-table tbody tr{border-top:1px solid var(--border)}.wiki-nacha-format.wiki-nacha-tx .matrix-table tbody td{padding:12px 14px;text-align:center;vertical-align:middle;color:var(--fg-secondary)}.wiki-nacha-format.wiki-nacha-tx .matrix-table tbody td.row-label{text-align:left;padding-left:24px;color:var(--fg-primary);font-weight:500;white-space:nowrap}.wiki-nacha-format.wiki-nacha-tx .matrix-table tbody td.row-label .row-label-note{font-weight:400;color:var(--fg-muted);font-size:11px;font-family:Geist Mono,monospace;margin-left:8px;padding:1px 6px;background:var(--bg-elevated);border-radius:4px;text-transform:uppercase;letter-spacing:.04em}.matrix-table tbody tr.row-credit-section,.wiki-nacha-format.wiki-nacha-tx .matrix-table tbody tr.row-debit-section{background:var(--bg-elevated)}.matrix-table tbody tr.row-credit-section td.section-header,.wiki-nacha-format.wiki-nacha-tx .matrix-table tbody tr.row-debit-section td.section-header{font-family:Geist Mono,monospace;font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--fg-muted);padding:8px 24px;text-align:left}.wiki-nacha-format.wiki-nacha-tx .matrix-table thead th.col-checking-header{background:var(--acc-checking-soft);color:var(--acc-checking)}.wiki-nacha-format.wiki-nacha-tx .matrix-table thead th.col-savings-header{background:var(--acc-savings-soft);color:var(--acc-savings)}.wiki-nacha-format.wiki-nacha-tx .matrix-table thead th.col-gl-header{background:var(--acc-gl-soft);color:var(--acc-gl)}.wiki-nacha-format.wiki-nacha-tx .matrix-table thead th.col-loan-header{background:var(--acc-loan-soft);color:var(--acc-loan)}.wiki-nacha-format.wiki-nacha-tx .matrix-table tbody td.col-checking{background:#e8f0ea59}.wiki-nacha-format.wiki-nacha-tx .matrix-table tbody td.col-savings{background:#eef2ff66}.wiki-nacha-format.wiki-nacha-tx .matrix-table tbody td.col-gl{background:#ffedd559}.wiki-nacha-format.wiki-nacha-tx .matrix-table tbody td.col-loan{background:#fce7f359}.wiki-nacha-format.wiki-nacha-tx .matrix-cell-empty{color:var(--fg-subtle);font-family:Geist Mono,monospace;font-size:12px}.wiki-nacha-format.wiki-nacha-tx .matrix-acc-name{display:flex;align-items:center;gap:10px}.wiki-nacha-format.wiki-nacha-tx .matrix-acc-dot{width:8px;height:8px;border-radius:2px;flex-shrink:0}.wiki-nacha-format.wiki-nacha-tx .matrix-acc-dot.checking{background:var(--acc-checking)}.wiki-nacha-format.wiki-nacha-tx .matrix-acc-dot.savings{background:var(--acc-savings)}.wiki-nacha-format.wiki-nacha-tx .matrix-acc-dot.gl{background:var(--acc-gl)}.wiki-nacha-format.wiki-nacha-tx .matrix-acc-dot.loan{background:var(--acc-loan)}.wiki-nacha-format.wiki-nacha-tx .matrix-acc-name-text{font-weight:500;font-size:14px}.wiki-nacha-format.wiki-nacha-tx .matrix-acc-name-text small{display:block;font-weight:400;color:var(--fg-muted);font-size:11px;font-family:Geist Mono,monospace;margin-top:2px}.wiki-nacha-format.wiki-nacha-tx .mnemonic-card{margin:16px 0 24px;padding:24px 28px;background:linear-gradient(135deg,var(--accent-soft) 0%,#DCEAE0 100%);border:1px solid #C5DDCD;border-radius:12px}.wiki-nacha-format.wiki-nacha-tx .mnemonic-title{font-family:Geist Mono,monospace;font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--accent);margin-bottom:16px}.wiki-nacha-format.wiki-nacha-tx .anatomy{margin:8px 0 4px;padding:18px 20px;background:#ffffff8c;border:1px solid rgba(43,95,63,.18);border-radius:10px}.wiki-nacha-format.wiki-nacha-tx .anatomy-row{display:flex;align-items:center;gap:16px;flex-wrap:wrap}.wiki-nacha-format.wiki-nacha-tx .anatomy-digit-block{display:flex;flex-direction:column;align-items:center;gap:6px}.wiki-nacha-format.wiki-nacha-tx .anatomy-digit{width:56px;height:56px;display:flex;align-items:center;justify-content:center;font-family:Geist Mono,monospace;font-size:32px;font-weight:700;color:#fff;border-radius:10px}.wiki-nacha-format.wiki-nacha-tx .anatomy-digit-1{background:#2b5f3f}.wiki-nacha-format.wiki-nacha-tx .anatomy-digit-2{background:#3a7a55}.wiki-nacha-format.wiki-nacha-tx .anatomy-digit-label{font-family:Geist Mono,monospace;font-size:10px;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--accent);text-align:center;line-height:1.4}.wiki-nacha-format.wiki-nacha-tx .anatomy-digit-label span{display:block;font-weight:400;font-size:9px;color:#4a6e58;margin-top:1px}.wiki-nacha-format.wiki-nacha-tx .anatomy-equals{font-family:Geist Mono,monospace;font-size:28px;font-weight:300;color:#6b8a75;margin:0 4px}.wiki-nacha-format.wiki-nacha-tx .anatomy-meaning{font-size:14px;color:#2e5840;line-height:1.5}.wiki-nacha-format.wiki-nacha-tx .anatomy-meaning strong{color:var(--accent);font-weight:600;font-size:15px}.wiki-nacha-format.wiki-nacha-tx .anatomy-meaning span{color:#4a6e58;font-size:12px}.wiki-nacha-format.wiki-nacha-tx .mnemonic-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:8px 24px;font-size:14px;color:#2e5840}.wiki-nacha-format.wiki-nacha-tx .mnemonic-grid>div{display:flex;align-items:baseline;gap:12px}.wiki-nacha-format.wiki-nacha-tx .mnemonic-digit{font-family:Geist Mono,monospace;font-size:16px;font-weight:700;color:#fff;background:var(--accent);min-width:24px;height:24px;border-radius:5px;display:inline-flex;align-items:center;justify-content:center;flex-shrink:0}.wiki-nacha-format.wiki-nacha-tx .tx-section{margin:48px 0;padding:0}.wiki-nacha-format.wiki-nacha-tx .tx-section-anchor{height:0;margin-top:24px;scroll-margin-top:90px}.wiki-nacha-format.wiki-nacha-tx .tx-section-header{display:flex;align-items:center;gap:16px;margin-bottom:16px;flex-wrap:wrap}.wiki-nacha-format.wiki-nacha-tx .tx-section-pill{display:inline-flex;align-items:center;justify-content:center;min-width:50px;padding:8px 14px;border-radius:8px;font-family:Geist Mono,monospace;font-size:18px;font-weight:700;color:#fff;letter-spacing:.04em}.wiki-nacha-format.wiki-nacha-tx .tx-section-pill.checking{background:var(--acc-checking)}.wiki-nacha-format.wiki-nacha-tx .tx-section-pill.savings{background:var(--acc-savings)}.wiki-nacha-format.wiki-nacha-tx .tx-section-pill.gl{background:var(--acc-gl)}.wiki-nacha-format.wiki-nacha-tx .tx-section-pill.loan{background:var(--acc-loan)}.wiki-nacha-format.wiki-nacha-tx .tx-section-name{font-size:22px;font-weight:600;letter-spacing:-.015em}.wiki-nacha-format.wiki-nacha-tx .tx-section-tag{margin-left:auto;font-family:Geist Mono,monospace;font-size:11px;color:var(--fg-muted);text-transform:uppercase;letter-spacing:.06em;padding:4px 10px;border:1px solid var(--border);border-radius:6px}.wiki-nacha-format.wiki-nacha-tx .tx-section-lead{font-size:16px;color:var(--fg-secondary);margin-bottom:20px;max-width:720px}.wiki-nacha-format.wiki-nacha-tx .info-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:20px 0}.wiki-nacha-format.wiki-nacha-tx .info-card{background:var(--bg-surface);border:1px solid var(--border);border-radius:12px;padding:18px 20px}.wiki-nacha-format.wiki-nacha-tx .info-card-label{font-family:Geist Mono,monospace;font-size:10px;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--fg-muted);margin-bottom:10px}.wiki-nacha-format.wiki-nacha-tx .info-card-list{margin:0;padding-left:18px}.wiki-nacha-format.wiki-nacha-tx .info-card-list li{font-size:13px;color:var(--fg-secondary);margin-bottom:5px;line-height:1.5}.wiki-nacha-format.wiki-nacha-tx .info-card-list li strong{color:var(--fg-primary)}.wiki-nacha-format.wiki-nacha-tx .format-block{margin:16px 0;background:var(--bg-surface);border:1px solid var(--border);border-radius:12px;padding:18px 20px}.wiki-nacha-format.wiki-nacha-tx .format-block p{font-size:14px;margin-bottom:8px;max-width:none}.wiki-nacha-format.wiki-nacha-tx .format-block p:last-child{margin-bottom:0}.wiki-nacha-format.wiki-nacha-tx .format-callout{margin:16px 0;padding:14px 18px;background:var(--warning-soft);border:1px solid #FCD34D;border-radius:10px;font-size:13px;line-height:1.55;color:#7c3d0a;max-width:720px}.wiki-nacha-format.wiki-nacha-tx .format-callout strong{color:#7c3d0a;font-weight:600}.wiki-nacha-format.wiki-nacha-tx .file-example{margin:16px 0;background:var(--bg-code);border-radius:12px;overflow:hidden;max-width:720px}.wiki-nacha-format.wiki-nacha-tx .file-example-header{padding:12px 18px;background:var(--bg-code-line);display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid #2A2D2C;flex-wrap:wrap;gap:8px}.wiki-nacha-format.wiki-nacha-tx .file-example-title{color:var(--fg-on-dark);font-size:12px;font-weight:500;font-family:Geist Mono,monospace}.wiki-nacha-format.wiki-nacha-tx .file-example-tag{color:var(--fg-on-dark-dim);font-size:11px;font-family:Geist Mono,monospace}.wiki-nacha-format.wiki-nacha-tx .file-example-body{font-family:Geist Mono,monospace;font-size:11px;line-height:1.7;color:var(--fg-on-dark);padding:16px 18px;overflow-x:auto;white-space:pre}.wiki-nacha-format.wiki-nacha-tx .row-label{display:inline-block;width:110px;color:var(--fg-on-dark-dim);user-select:none}.wiki-nacha-format.wiki-nacha-tx .tx-highlight{color:#fff;padding:1px 4px;border-radius:3px;font-weight:700}.wiki-nacha-format.wiki-nacha-tx .tx-highlight.checking{background:var(--acc-checking)}.wiki-nacha-format.wiki-nacha-tx .tx-highlight.savings{background:var(--acc-savings)}.wiki-nacha-format.wiki-nacha-tx .compare-pair{margin:24px 0;background:var(--bg-surface);border:1px solid var(--border);border-radius:14px;overflow:hidden}.wiki-nacha-format.wiki-nacha-tx .compare-pair-header{padding:18px 24px;background:var(--bg-elevated);border-bottom:1px solid var(--border);display:flex;align-items:center;gap:12px;flex-wrap:wrap}.wiki-nacha-format.wiki-nacha-tx .compare-pair-vs{font-family:Geist Mono,monospace;font-size:12px;font-weight:600;color:var(--fg-muted);letter-spacing:.06em;margin:0 4px}.wiki-nacha-format.wiki-nacha-tx .compare-pair-context{margin-left:auto;font-size:12px;color:var(--fg-muted);font-family:Geist Mono,monospace;text-transform:uppercase;letter-spacing:.05em}.wiki-nacha-format.wiki-nacha-tx .compare-tldr{padding:14px 24px;font-size:14px;line-height:1.6;color:var(--fg-primary);background:linear-gradient(to right,var(--accent-soft),transparent 70%);border-bottom:1px solid var(--border)}.wiki-nacha-format.wiki-nacha-tx .compare-tldr strong{color:var(--accent);font-weight:600}.wiki-nacha-format.wiki-nacha-tx .compare-table{width:100%;border-collapse:collapse;font-size:13px}.wiki-nacha-format.wiki-nacha-tx .compare-table th{text-align:left;padding:10px 24px;font-family:Geist Mono,monospace;font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--fg-muted);background:var(--bg-elevated);border-bottom:1px solid var(--border);width:25%}.wiki-nacha-format.wiki-nacha-tx .compare-table th.dimension{width:30%}.wiki-nacha-format.wiki-nacha-tx .compare-table td{padding:11px 24px;border-bottom:1px solid var(--border);color:var(--fg-secondary);line-height:1.5;vertical-align:top}.wiki-nacha-format.wiki-nacha-tx .compare-table td:first-child{color:var(--fg-primary);font-weight:500}.wiki-nacha-format.wiki-nacha-tx .compare-table tr:last-child td{border-bottom:none}.wiki-nacha-format.wiki-nacha-tx .compare-table tr.diff-row td:not(:first-child){background:#fffbeb}.wiki-nacha-format.wiki-nacha-tx .only-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:20px 0}.wiki-nacha-format.wiki-nacha-tx .only-card{background:var(--bg-surface);border:1px solid var(--border);border-radius:12px;padding:18px 20px}.wiki-nacha-format.wiki-nacha-tx .only-card-header{display:flex;align-items:center;gap:10px;margin-bottom:10px}.wiki-nacha-format.wiki-nacha-tx .only-card-code{font-family:Geist Mono,monospace;font-size:14px;font-weight:700;padding:4px 10px;border-radius:6px;color:#fff;min-width:36px;text-align:center}.wiki-nacha-format.wiki-nacha-tx .only-card-title{font-size:14px;font-weight:600;color:var(--fg-primary)}.wiki-nacha-format.wiki-nacha-tx .only-card-desc{font-size:13px;color:var(--fg-secondary);line-height:1.55}.wiki-nacha-format.wiki-nacha-tx .only-card-desc strong{color:var(--fg-primary)}.wiki-nacha-format.wiki-nacha-tx .callout{margin:24px 0;padding:16px 20px;border-radius:10px;font-size:14px;line-height:1.6;display:flex;gap:12px;align-items:flex-start;max-width:720px}.wiki-nacha-format.wiki-nacha-tx .callout-warning{background:var(--warning-soft);color:#7c3d0a;border:1px solid #FCD34D}.wiki-nacha-format.wiki-nacha-tx .callout-info{background:var(--info-soft);color:#1e3a8a;border:1px solid #93C5FD}.wiki-nacha-format.wiki-nacha-tx .callout-icon{flex-shrink:0;margin-top:2px}.wiki-nacha-format.wiki-nacha-tx .tool-cta{margin:40px 0;padding:24px 28px;background:linear-gradient(135deg,var(--accent-soft) 0%,#DCEAE0 100%);border:1px solid #C5DDCD;border-radius:12px;display:flex;align-items:center;justify-content:space-between;gap:24px;max-width:720px}.wiki-nacha-format.wiki-nacha-tx .tool-cta-title{font-size:15px;font-weight:600;color:var(--accent);margin-bottom:4px}.wiki-nacha-format.wiki-nacha-tx .tool-cta-desc{font-size:14px;color:#2e5840;line-height:1.5}.wiki-nacha-format.wiki-nacha-tx .tool-cta a{background:var(--accent);color:#fff;text-decoration:none;padding:10px 18px;border-radius:8px;font-size:14px;font-weight:500;flex-shrink:0}@media(max-width:900px){.wiki-nacha-format.wiki-nacha-tx .info-grid,.wiki-nacha-format.wiki-nacha-tx .only-grid,.wiki-nacha-format.wiki-nacha-tx .mnemonic-grid{grid-template-columns:1fr}.wiki-nacha-format.wiki-nacha-tx h1{font-size:clamp(1.75rem,.45rem + 3.2vw,2.5rem)}.wiki-nacha-format.wiki-nacha-tx .key-concept-text{font-size:18px}.wiki-nacha-format.wiki-nacha-tx .compare-table th,.wiki-nacha-format.wiki-nacha-tx .compare-table td{padding:10px 14px}.wiki-nacha-format.wiki-nacha-tx .matrix-table{font-size:12px}.wiki-nacha-format.wiki-nacha-tx .matrix-table thead th,.wiki-nacha-format.wiki-nacha-tx .matrix-table tbody td{padding:8px 6px}}